• Why I Am Not Flashy


My mom flung open the door of my room, obviously upset. It was dark, and I was already in bed, but I could see her silhouette standing in my doorway. Even in my teens, I was very perceptive, and I could hear that the panic in her voice was directed at me, as if I had done something terribly wrong. Her voice trembled, and she choked back tears as she told me, “The washing machine is broken.”

Earlier in the day, I had run a load of clothes through the washing machine, and the lint separator at the end of the hose got sucked into the motor, which caused it to overheat. It was my fault. The total damage: $50.

I don’t think it was the amount that made my mom tremble and quiver – in fact, I remember being very surprised at how upset she was about the amount. Even my minimum wage job at Dunkin Donuts could cover the expense of the washing machine repair.

No, I think it was the frustration of having yet another unexpected bill that put my family over budget for the month. We lived meagerly: we hardly ever went out to dinner, I wore cheap and out of style clothing, and we were on the “reduced lunch” program at my public high school (that’s a subsidized school lunch program for poor kids).

Things weren’t always so bad until my parents divorced – somehow the separation left both of my parents almost penniless, and each blamed the other for ruining their financial situation, while in the process attempting to win me over to their respective “cause.” From then on, it was slim pickens in my family.

Even with our frugal lifestyle, there was hardly ever anything left over at the end of the month. My mom scrimped and saved and worked hard to be a good, single Mom. But when a $50 washing machine repair was needed, it was like my mom was being kicked while she was down.

I grew up in Cleveland, where wealth is rarely seen, and any improvement upon the norm was a huge step forward. Even today, at age 22, I am a big fish in a little pond when back home in Ohio. And those surroundings, coupled with my penniless parents, trained me to appreciate what I have, to save instead of spend, and to never, NEVER go into debt to support your lifestyle.

Last week, YouTube user LuvURMom1 made a sarcastic commented on my latest video, alluding that my lifestyle clearly does not match up other internet marketing gurus. He was trying to insult me, “out” me, or prove that I was a phony because of my meager lifestyle, and I take it as a compliment. Thank you, LuvURMom1, for recognizing that I don’t gloat about the money I make or lavish myself in luxury items.

Truth is, I don’t know how to gloat about the “stuff” I could buy, because I didn’t grow up with any of it. To me, “stuff” is slavery, and that’s not what I’m about. My family grew up with little, and we were fine. Even in college, I remember looking around my tiny dorm room and thinking that I had everything that I needed.

Having “things” was never my goal. Fast cars, big mansions, beautiful women, two-plied toilet paper (ten points to anyone who knows that reference)… In fact, having “things” is a distraction from the ultimate goal of having freedom.

The money that I’ve earned is mine. It does not belong to BMW, Mercedes-Benz, or to Rolex. I would rather secure another year of freedom than to pay cash for a fancy car, because I remember my parents, and I remember my upbringing.

Of course, there is nothing wrong with driving a nice car, living in a nice house, or dressing the part. However, every time the opportunity comes up to purchase something expensive – something that would “establish” me within the internet marketing community as somebody who makes money – I think of my mom starting hopelessly at the $50 washing machine bill.

People ask me why I drive a rebuilt, 2006 Chevy Cobalt with manual windows and locks, or why I chose to live in a $500 per month apartment (all utilities included) for a year simply because my best friends lived next door, or why I live with a roommate, or why even now I choose to live on about $20,000 per year and save the rest of my income, or why I keep ten years’ expenses in the bank, or why I don’t drive a Lexus, or why I don’t pay cash for a house…

After all, that’s what “everybody else” does. So LuvURMom1 has a point. It’s not his fault that he’s been trained to believe that anyone with money has to flash it. That’s the media that has been sold to our community.

And you know, I could probably make more sales and attract more conventional JV partners if I lived a more flashy lifestyle. I’ve even considered changing my lifestyle to be flashier, but then I remember my roots. And because of how I live, I’ll never have to worry about a $50 washing machine bill… and neither will my mom.

There may come a time in my life that it makes sense to buy a nicer car (in fact, I’m car shopping right now, but again for slightly used, middle of the road vehicles) or live in a nicer place (although my lakefront condo still takes my breath away). Until then, “things” are slavery, and every dollar saved goes towards someday buying the Cleveland Indians.

And that, YouTube user LuvURMom1, is why I am not flashy.

Facebook comments:

43 Responses to “Why I Am Not Flashy

  1. kirk says:

    Hey Ryan

    I totally agree with you. I had a similar modest upbringing. My goals with IM is security and leisure and to be debt free. It isnt my goal to have a million dollar (Its expensive here) fancy cars or whatever. As long as my family doesnt want for the basic things and dont have to rely on a wage to get by.

  2. Johnny says:

    I hear what your saying but why do you act like you’ve had a rough life and been through so much poverty when you have been making six digits since a young age of 20.

    Most people begin their life venture after high school which means the most you have ever really suffered on your own is a year or two. To those of us who have actually struggled through life your stories of poverty sound kind of stupid and misplaced.

    Lets face it, you have started out your young life earning in the top 1% of those in America. Not exactly a struggling lifestyle. Just keeping things in perspective. I do respect how you spend your money but I think you would do better to play the non poverty card.

  3. admin says:


    I don’t think I’ve ever played the poverty card, only shown where I’ve come from. I’m VERY grateful for what I have, which is why I don’t flash it. I love my life, and I appreciate every part of it. If you’re referring to the video I made in which I mentioned this has been a tough year… well, this is my personal blog, and personal thoughts get shared. I’m proud of what I’ve done and what I’ve built, but you won’t see me acting like a big shot flashing it around, regardless of what the “market” thinks I should act like.


  4. Tammy says:

    I agree Ryan this is your personal blog and for that you should be able to say what you want. But I have to say I have heard you speak of these things on other interviews about your past so to Johnny’s point, it has become part of your marketing story.

    I have also heard you mention things like you used to be a real estate investor before you transitioned into Internet Marketing. And in all kindness, what kind of real estate investing experience could you have had at the young age before age 19. I remember one thing that you mentioned about real estate investing was not accurate at all. I just chalked it up to youth but since you are now in the eyes of influence you might want to work on that. Still love ya Ryan.

  5. admin says:


    Would love to hear what you remembered me saying. Was pretty heavily involved in real estate from age 16 to age 18, although it was mostly working for other people (getting them deals, helping them close with banks, negotiating short sales, networking). The rest was reading book after book after book.


  6. Tammy says:

    Hey Ryan sweetie I’m really not sure I can’t remember exactly what was said it was some time ago. I think I heard it on your flip alerts. I just remember when I heard the statement I knew it was incorrect. My husband and me are real estate investors. I want to say it had something to do with short sales but I can’t be for sure. If I remember or I come across it again I’ll be sure to let you know.

  7. Ron Paul (wink) says:

    glad to know that you are not sucked by all the media that gets fed to a lot of people.

  8. Rich Hill says:


    You are unique! To say the least.

    In this economy your way IS the best way, but almost no one that’s got it does not want to flaunt it.

    I started following the great advice of Dave Ramsey about 6-7 years ago and have relieved myself of all debt and am now working on getting rid of all the “stuff” that bogs me down.

    Good on you. Keep on saving and paying cash for what you need.

    All the best.

  9. Patsy says:

    Ryan I applaud you. I have never met you but have followed your career and the one thing I like about you the most is that you are NOT flashy. Too many people get caught up in possessions they must have. Big screen t.v., flashy car, a house that is so big they need to hire a cleaner, cook, and gardener. I too had a very poor upbringing. The 3rd child of six, one bedroom house that my parents slept in and we took over the living room and dining room with bunk beds. I was always jealous of rich people until I read a book that said this was giving off negative energy and that I should be admiring them and asking them how they got there. Self made millionaires have had to work hard.

    I will always take what people say with a pinch of salt, and even throw it over my shoulder. You have worked hard, I BELIEVE in you and loved how real you have always been.

    As for LuvURMom1, it is always way too easy to make a cheap comment on Youtube, the nasty armchair critics with nothing better to do in their life

    Have a great day Ryan – we both know how hard we have to work for what we got and are smart about how we spend our money. Nothing wrong with that!! Cheers from Canada

  10. Jason Drohn says:

    Good post Ryan and I have to agree with you on the choices you’re making by living well within your means. The IM lifestyle is about freedom. It’s about not having to wake up and go to work in the morning. It’s about living your dreams (whatever they may be) and creating life as you see fit.

    Notice I said ‘creating life’ not ‘living life’…

    There is something that is incredibly appealing about knowing that someone is doing well for themselves, but doesn’t boast about it or make you feel that they’re better than you. It’s true in any walk of life – authors, painters, scientists, investors. What is one of the most alluring traits about Warren Buffett? His lifestyle. His demeanor. His attitude. His intelligence.

    For me, the first time I saw anything from you was your eTycoon prelaunch. The information was awesome, but the no BS feeling I got from the video was what won me over.

    Internet marketing isn’t hard. There isn’t any magic involved. You have to decide that you want to do it. You need to focus on it. I don’t care if you have a product or not – you can make money. You just need to DO something to get it…

  11. Steve says:


    There is no reason to be flashy if you can get by with what you have. The best part about it is if you wanted that lifestyle you could have it. But you chose to keep it real and I applaud that.

  12. Tom McEwin says:

    Hi Ryan – kudos for knowing where you stand, for stating your case in a principled way without trashing LuvURMom1, and for seeing the silver lining in the comments of this particular youtube user. It speaks volumes for your integrity.

  13. Wendy says:

    “Haters gonna hate” I’m not wealthy or even well off. Right now, I’m going through a rough patch financially and am working very hard to get out of it. To me, it’s not a matter of if but when, and when I do get out of the red; I have decided that I will not be the “flashy” type. I applaud you Ryan, for not being that way too. It’s not because I don’t want to see you “acting rich” or anyone else for that matter. To each his own. It’s just because people get into a lot of trouble trying to impress everyone else and it starts a vicious cycle of keeping up with the Jones-es. Who cares if you don’t drive a flashy car or wear a five figure watch or whatever, even though you can afford it. It’s not how much you make but how much you get to keep.

    I have a friend who is a lawyer in New York. He makes decent money for sure. However, he chooses to live in a $3500 a month 1 bedroom apartment in Manhattan because he wants to tell his friends and acquaintances, “I live in The Village”. Yet, he constantly complains about how much he has to work and money problems. He can easily buy a house in Queens (or wherever) and put that 3.5k in his pocket instead of giving it to a landlord. But no, he wants to show off and I feel really bad for him because he just doesn’t get it.

    Anyway, sorry this is long. Bottom line, I am very happy and proud of you Ryan. You are a great role model and I wish you lots more abundance. You deserve it!

  14. Ryan:

    If you really make $20,000 a month and only spend a 12th of it, then you are putting it somewhere. You mention that you do not want to support BMW but if you are putting this in a bank or in stocks, then you will be giving it to the FED or even to Chase, or B of A or some other “destined for collapse” institution. Diversify. I suggest that in this economy, you put 20% in gold/silver or other metals, buy some property or even some tax liens, and then invest in some non-hybrid seeds. You might laugh, but you are the prime target for the professional left and socialist elite. Taxes are coming your way in 2011 and worse in 2012.


  15. I too am proud of you and will be utilizing your advice. See you at 2.

  16. I can’t understand where people claim to be playing the ‘poverty card’ from just describing a rough childhood. There are so many others who are the ‘down and out bum on the street until I found the secret to make millions’ that are REALLY playing the poverty card.

    I can thoroughly appreciate where Ryan is coming from. My parents weren’t divorced (came close at times), but my handicapped father had his job of 20 years eliminated before he was vested for a pension. That made life tough for a while. I believe that I would not be where I am today if I had an easier childhood. I wouldn’t have learned to appreiciate money as I do now.

  17. Newheart says:

    Ryan, I think you are more believable than most of the so-called GURUS out there, are there some who make insane money, yes. But there are even more who claim to make insane money that don’t. Have you ever noticed that in the pics that they show, they all seem to have the same Ferrari and live in the same house and those that have the big boats all look the same? I guess they all get their photos from IStock?

    Take it from some one old enough to be your dad, or maybe even your grand dad, you are wise beyond your years to live well within your means and to save your money. Your internet success could cease at any time and you could wind up with a lot of really nice expensive toys and no money. Keep up the good work, you don’t have to impress anyone.

  18. Bob says:

    Yeah right!

    I don’t believe that crap for a minute. You actually expect us to believe that at a young age of 16 you were “getting them deals, helping them close with banks, negotiating short sales”.

    Wow, that is some imagination you have. No adult would EVER take some 16 year old kid seriously unless their parents were involved and had experience in these things. And like you stated your parents were not wealthy since you came from a ‘poor’ background.

    Wow man keep it real. I’m not saying you don’t make good money on the internet but you have went way over the line on your exaggerations. You need to get some truth in you son. Stop thinking just because you want to believe in that reality that now it is your new reality. Respect yourself and get some truth in ya.

    The only thing that I will EVER believe about your extensive involvement in real estate is that you maybe read a book or two. Well good for you so just say that.

    Eeesh, absolutely amazing these youngsters today.


  19. Ryan says:


    True story.


  20. PotPieGirl says:

    Ryan – you are an amazing young man. And I have every right to make that statement. Not only have I known you and worked with you for years online (even when you were a “lowly” teenager), but we have also hung out in “the real world”. I think the world of you and know you have such a wonderful life ahead of you – both professionally and personally.

    C’mon y’all, isn’t it pretty awesome to talk with a 22 year-old that has his head on straight? Ok, perhaps his choice in vehicles is questionable…and that whole diet thing is kinda weird (you know you want a steak, Ryan! lol) – but he’s good stuff, pure and simple.

    I AM the “broke single mom” – well, I WAS the broke single mom ;) I can totally relate to why a simple $50 repair bill could have sent your mom over the edge…and why it affected YOU the way it did. Been there, done that, WON’T go back.

    Here’s the thing…. as Gary Halbert said “Money will take care of the problems that NOT having money creates”.

    What those problems are is different for each of us since our stories of not having money are unique to each of us.

    To me, NOT having money meant I, too, would cry over a small repair of a broken washing machine. NOT having money meant, to me, that I was a failure as a mother because I couldn’t take care of my kids the way *I* wanted to. NOT having money meant I slept scared and terrified of what the next day would bring that I wouldn’t be able to handle.

    Having money took care of those problems for me. I don’t need flashy stuff and I don’t need to prove that I have money in a way that society thinks represents “wealth”.

    But that is my choice based on the problems created by not having money. As I said earlier, “been there, done that, WON’T go back” – that is what money is for me – I’m NOT going back to that. A Rolex or flashy car doesn’t prove that to me, but money in the bank DOES prove that and keep my fears at bay.

    My story is no better or worse than any other person’s story. We all have stories… we all have our reasons…and we all have our ways that we would spend the money when we get it.

    Money gives choices. The choices we make are a direct reflection on our story.

    Please don’t judge Ryan because you don’t think his story isn’t harsh enough or worse than yours – it’s not about that.

    And, as a former broke single mom, I have to say that I wish there were MORE young men raised in that situation who would have Ryan’s work ethic and attitude as opposed to needing to flash the “bling” or blame their upbringing for their lack of accomplishment as an adult.

    Ryan… wonderful, heart-felt post – thank you for sharing. I’m proud of you and I know your mom is too!


  21. Michael Shepherd says:

    Funny :->

  22. Bret says:

    Awesome post.

    Nothing wrong with living within your means and saving those ‘years’ of freedom for later.

    There is also more opportunity to make even more money off of the money you hold on to.

    That fancy new watch or car is only going to decrease in value over the years.

    Being able to pursue your dreams and having your own financial backing to do so is worth more than any tangible item.


  23. Joan says:

    Hi Ryan,
    That is a great post and very true and accurate.
    I would like to comment in regards to the real estate comments that have been posted in regards to Ryans lack of knowledge or involvement.
    First of all my husband and I have personally had the pleasure of knowing Ryan since he had worked for our real estate company, although it was for one short year and trust me it was a short year for us as we had loved the time he was with our company.
    Ryan had come to our company to do some internship work while he was on summer break and during his senior year of school. During this time Ryan had personally assisted me in working on at least 20 plus short sales as well as going in the field with my partner and locating properties, dealing with tenants, selling and marketing properties to homeowners and investors, putting together contracts and yes even doing some of the rehab/dirty work. If there was an incosistency in any thing Ryan had said it was not because he has not ever worked in the industry rather than perhaps he simply made a mistake or perhaps Ryan may just be human and quite possibly does not know everything in every facet of theReal Estate business, I never have met anyone who has. I guess we should just be happy Ryan has chosen internet marketing for his main career. And also thank you for being a great teacher and sharing with us.
    Keep up the GREAT work Ry
    Joan and Mike
    Preferred Property Services
    Cleveland, Ohio

  24. Sasha says:


    People will always have a comment or an opinion to say especially when they have never walked in those shoes. I personally think it is ridiculous to spend 40-70,000 on BMW or Benz, Seriously I have always said it when I notice I say when..lol I have the cash to upgrade my little Toyota echo.. I will be buying from the auction, Which is where they sell reposed or bank owned cars ect. lol :) How you live your life is a smart way way and I totally agree with potpiegirl. Being flashy only causes unwanted attention and is Uber cheesy. seriously I laugh… Only because that is all people do her in South Florida. Any who People like LuvURMom1 say they obviously have no idea what they are talking about. He or she is probably in their own financial situation and think that people who have money need to solidify it with FANCY CLOTHES AND CARS.. Most people who make money online and flash it around to the WHOLE WORLD literally end up getting robbed because they “flash” too much. ( True Story ) haha Anyways later!

  25. Thomas Hoi says:

    Hi Ryan,

    Thank you for sharing your story with us and I have no doubts as to what you shared. It’s seems that lots of successful people need to go through some form of adversity/hardship before they can make it in life….

    I believe that if you have never experienced hardships before, you may never have to take up part time jobs, do all sort of things to bring some money home and it’s unlikely you would ventured into internet marketing.

    I just like to say that nobody is too young to go into business, even a 9 year old boy can start a business and made his first $10,000 a day when he’s only 15!…. that’s Cameron Johnson …

    It’s all about mindset and if your dreams are bigger than the odds, you will achieve success in life.

    Ryan, i see that your dream is to own the Cleveland Indians, while that’s a big dream, I believe with your attitude, you will be able to achieve your dreams…. Pls invite me for a game when you become the owner!

    God Bless.

  26. Radha says:

    Hey Ryan,

    This is GREAT.

    I was thinking the other day, after seeing
    a video post of yours in which you exhibited
    some palpable, if understated, personal grief…
    this boy is so real.
    Some relational thing kicked his butt…and he’s
    even More real. Standing up to it. Owning it.

    I wanted to then send you some words of support
    but perhaps spent too much time worrying over getting it wrong! (also a common IM mistake??)
    I certainly sent you heartfelt prayers and healing.

    But it is this quality of keeping it ‘real’ which ensures that
    I will never unsubscribe from your list.
    And, also, you do not waste my time. You are succinct.
    ‘Content rich’. A good teller of useful stories.
    I am just ‘over’ most gurus and their endles, fast-talking,
    gum-flapping, tiresome,
    greedy hyperbole…I mean…isn’t it boring?

    I have been following you for a long time, now.
    I truly rely on you for insight
    on how to construct a realistic survival strategy in this
    exponentially getting crazier, crazy world.
    And you have consistently delivered.
    I haven’t been able to purchase some of your recent
    offerings…yet…but you have still delivered.

    Your point about freedom is SO well taken.
    What good is freedom if you make no attempt to
    explore and live it? I am glad you have an inner life.
    That makes all the difference, doesn’t it.
    Not everyone is for sale.

    So, Thank You Ryan.
    –Eh…Can I be your…Aunt?
    Your Friend,

  27. Jim says:

    Anyone find it funny that the real-estate company came to defend him on his blog?

    It’s not hard to own a real-estate company. Likely if the company is reading his blog…they don’t have their own finances in order.

    It’s ok to take criticism man. People can be humble you know. Try being humble without letting everyone know that you are.

  28. Becki says:

    What we’ve been through is what makes us who we are. From a childhood of need and financial insecurity we can go one of two ways — either to try to look rich whatever it takes (namely debt) or to value money, security, and stay out of debt. Kudos to you, Ryan, for making the wise choice.

    We went through the Dave Ramsey Financial Peace University class with our 3 boys in their teens so they’d make wise choices too. You wouldn’t believe the adults in that class (middle age) who’ve made all the wrong choices & now don’t have $1,000 to their name for emergencies. Much less any retirement. Much less do they sleep well at night. We felt like the ‘odd man out’ for not having any debt, for having savings, living within our means, etc.

    They’ve also each read The Millionaire Next Door. If they’re blessed with wealth through being smart and productive, we hope that’s how they’ll live. Below their means so they can give and give and give.

    About the real estate thing, I remember so well when I got my real estate license at 19. My dad said to me, “I’d never buy a house from you” cuz I looked 16. He’s a good dad, really, it just came out that way and I knew what he meant. Because of inexperience.

    Somehow that comment made me work harder than ever and I became one of the top listing agents in the office within a couple years.

    There’s a Bible verse along the lines of, “Don’t let anyone look down on you because of your youth, but set a good example in your speech and life.”

    Good job, Ryan.


  29. Bob Wuest says:

    Dude the more I read your writing, the more substance I see. I get tons of emails that hit the junk right away, but you just plain make sense. I see you being about giving, moreso than getting. And that’s the kind of guy I want to follow. Keep it up brother. I believe you’ll buy those Indians someday. But don’t let go of that Chevy Cobalt!


  30. Bryan says:

    It’s interesting that some people put such value on having a certain income or a certain value automobile or whatever. I’ve personally had a flash car and my own yacht and a number of other things, not the least of which being insanely expensive computers during my life to date (I’m 40 now.) I’ve valued them personally for what they do for me, but I don’t think I ever gave a damn what other thought. However, I still did it all wrong with far too much debt and it all came down like a house of cards.

    What so many (myself included, back then) so often fail to appreciate, even though they may think they understand it, is that true financial wealth is about how long you can live at your comfortable level WITHOUT HAVING TO WORK. Can you get sick for six months, recover, and just pick up where you left off? Or would you lose everything? (That’s rhetoric btw — I did read you post carefully. :D )

    In my case, as many times as I had heard it, “Things equal slavery” and statements of similar meaning, and as much as I really truly thought I understood ‘such a basic concept’, I simply did not — this despite having also been raised in a poor environment. I resented being poor and I was damned well not gonna be so ‘stupid’ as my parents. And I didn’t care a crap what other people thought I should or shouldn’t have. I wasn’t ‘flashy’ either. Not in the least. Yet, unlike you, I still managed to do all wrong and for far too long.

    Those other ‘gurus’ may have available money right now. But let’s check in again ten years from now and see how many of them still do. Let’s see how many of them even stay afloat through the current recessionary cycle (yes, despite its dire causes, I’m sure it’s just another cycle with a new spin.) Maybe internet marketing gurus break the mould. But I wouldn’t mind betting that many of the flashy fellows out there will simply fall over like dominoes before too much longer. After all, the ‘in crowd’ of online marketing ‘gurus’ do seem to rely on round-robinning to bolster each other’s success … and there’s nothing wrong with that. But ‘birds of a feather’, you know? Like everything else in the financial world, all it will take is for one of the big guns who’s built a flaky foundations and taught others to follow suit to falter and the whole lot will likely come crumbling down.

    But then, that’s what so unique about you and your message Ryan. You’re not just an online marketing guru. You seem to be a financially intelligent individual who just happens to be using the online vehicle while it makes the most sense to you. I’m nearly twice your age but I can see common sense a mile away. I look for online marketers who understand what the true mission is (financial freedom) before I even consider joining them for the long haul. This is not the way I’ve always been though. I used to know how to make a lot of money at short notice and I got to thinking I always could. But I was wrong. Dead wrong. The world changes, and it’s changing faster every day. More and more, I look to younger people for advice — younger people like you who aren’t waxed over with too many past failures and challenges with systems that don’t even exist any more today.

    I see most of the other ‘marketing gurus’ as just that — ‘marketing gurus’ — and pretty much only that. Many of them have little financial intelligence behind them (though many will learn soon enough, I’m sure), and still others very little social aptitude or appreciation for the human aspect — like how to build real trust and sustain it. It’s been fascinating watching you struggle and learn with the complex challenges of staying true to your moral standards while experimenting with various ‘ploys’ (marketing angles) that, to me, kind of ‘walk the line’. I’m sure it’s a fine line — and it has clearly made some of your commenters nervous, including me to be sure. But Ryan, just keep going. It’s the attitude behind it all that brings your long term success and the respect that will require, not the things you do, and certainly not the things you have to flash about.

    So yes … acknowledge your roots, what it all taught you, and try to have followers understand that we all need to a) expand our minds well beyond whatever income level we have now, and more importantly , b) learn how to utilize whatever income we have with intelligence, good will and yes, charity. I dare say you have a lot of ‘financial intelligence’ knowledge that you more or less take for granted. You can surely tell that many of the commenters here do not. Perhaps you’ll produce a product some day to combine that power-house foundational knowledge with the existing marketing methods/advice? Teach people not only how to make a few hundred here and there, but what to do with it over the long haul. I hope you do.

    P.S: It never hurts to show weakness through your failed life experiences. It makes you human in our minds and builds further trust in your intentions. (Unless you’re an old school mega-corporation. But you’re not. And neither are we.)

  31. David Young says:

    Thanks Ryan…From David Young

  32. OMG! This is so true. This is why so many people are in debt today. Rich people became wealthy by living below their means.

    The person that left the comment sounds like a hater.

    You sound like you are grateful for your blessings. Kudos for being a humble and sensible guy. You know what, your money hasn’t made you rich. Your wisdom is what made you wealthy ;)

    Keep making that money…

  33. Way to go Ryan. True freedom is worth so much more than “things”. When you live below your means and save what you can, you eventually become able to do the things that really matter. Don’t pay attention to those who are simply jealous because they will never be able to have that freedom.

  34. In this day and age of uber-materialism and superficuality, it nice to read such a humble post of what is important. I love money as much as the next person, however, I always keep things to a minimum flash as well. I like to surround myself with what I need, rather then what I can have for the sake of it.

    If we don’t stop this massive consumerism soon, we’ll be living in a garbage dump full of, what were once, flashy things.

    It’s good to read about people who appreciate more to life. :)

  35. Gary says:

    Well said, Ryan! Freedom is the true wealth. Trouble is, most folk will never understand that and continue to be more concerned about what others think of them. Flashiness is just a symptom of insecurity. My motto is, buy nice things here and there for the security and comfort of yourself and your loved ones, but never to impress others – that’s just sad, disingenuous and self destructive.

  36. Kat says:

    Intelligently written post, well done!

  37. Hey Ryan,

    Great post it is good to hear someone speak with some common sense. I was raised with very little also and remember a time when the girl that I had a crush on in school would hand out those reduced lunch tickets to us poor kids in home room. It was very embarrassing at the time. I also remember my dad saying that, “a penny saved is a penny made”. I really enjoyed reading your post.

  38. fat gut says:

    It is good to find something worth reading. Seems like everybody is starting a blog and flinging up whatever jumps into their mind. Usually it does not make good sense. I am pleased to see that is not the case with this one.

  39. Mark Ciochon says:

    Hi Ryan,
    I have been selling Real Estate for 12 years and I rode the wave when times were good and boy am I paying for it now. Being a slave to money is horrible. Keep up your humble life style and you will have all the freedom a man can have.
    God Bless.

  40. how to makea lot of money…

    [...]Why I Am Not Flashy | Ryan MoranRyan Moran[...]…

  41. Cabo Boat Rentals, Cabo Yacht Rentals, Cabo Boat Tours, Cabo Boat, Cabo Yacht…

    [...]Why I Am Not Flashy | Ryan MoranRyan Moran[...]…

  42. uomo hogan says:

    La foto. ?Senato lettura gandhiana Costituzione da parte M5S per istituzione Commissioni permanenti per far lavorare il Parlamento su leggi popolari e d iniziativa parlamentare?.

  43. Miami Yachts says:

    I will right away take hold of your rss as I can’t in finding your e-mail subscription link or e-newsletter service. Do you have any? Please let me realize so that I may subscribe. Thanks.

Leave a Reply